Institutional Financing Readiness
Get Ready for Institutional Financing.
Having financeable assets is only part of the equation. Institutional lenders and financing providers require reliable financial information, thoughtful modeling, organized asset data and a clear understanding of the financing need.
Gen Ventures helps companies organize, analyze and present information in a manner designed to support an efficient institutional underwriting process.
Before Approaching the Market
A Strong Opportunity Still Needs an Institutional-Quality Package.
Companies can have attractive assets and compelling economics while still being unprepared for institutional underwriting. Incomplete financial reporting, inconsistent portfolio data, limited forecasting or an unorganized diligence package can make an opportunity more difficult for a potential financing provider to evaluate.
Gen Ventures helps identify and address these gaps before or during a financing process.
Common readiness gaps
12 items
- Gap 1: Historical financials aren't organized
- Gap 2: No integrated financial model
- Gap 3: Capital requirement isn't clearly defined
- Gap 4: Forecast assumptions aren't documented
- Gap 5: Portfolio tape requires cleanup
- Gap 6: Key performance metrics aren't readily available
- Gap 7: Borrowing availability hasn't been modeled
- Gap 8: Data room is incomplete
- Gap 9: Financing request isn't clearly articulated
- Gap 10: Lender materials aren't prepared
- Gap 11: Diligence questions haven't been anticipated
- Gap 12: Management reporting isn't institutional quality
Start With Readiness
Identify the Gaps Before Underwriting Begins.
Financial Reporting
Review the organization and availability of historical financial information and supporting schedules.
Financial Model
Evaluate whether management has an appropriate forecast and capital model capable of supporting financing discussions.
Capital Requirements
Analyze the expected amount, timing and purpose of financing requirements.
Asset & Portfolio Data
Evaluate the organization and analytical usefulness of portfolio, receivable or asset-level information.
Borrowing Base
Where relevant, model potential availability using applicable assumptions concerning collateral eligibility, advance rates, concentrations and other variables.
Data Room
Evaluate whether relevant financial, operational, asset-level and other diligence information is organized for potential financing-provider review.
Financing Materials
Help management clearly communicate the company, assets, financial performance, financing need and anticipated use of proceeds.
Diligence Readiness
Identify potential information gaps and questions that may arise during institutional underwriting.
A readiness assessment is an advisory review of how information is organized and presented. It is not an audit, review or certification of financial statements, a certification of borrowing availability, or a determination of whether a company qualifies for financing. Financing providers make their own decisions.
From Raw Information to Institutional-Ready
Prepare the Information Financing Providers Need to Evaluate the Opportunity.
- 01
Financial Information
Organize historical financial information and relevant supporting schedules.
- 02
Financial Model
Build or refine projections, capital requirements and scenario analysis.
- 03
Capital Needs Analysis
Analyze the expected amount and timing of financing requirements.
- 04
Portfolio Analytics
Analyze relevant asset-level performance, concentrations, vintages, collections and other portfolio characteristics.
- 05
Data Tape
Clean, standardize and organize asset-level information.
- 06
Borrowing Base
Model potential financing availability based on applicable collateral and financing assumptions.
- 07
Financing Materials
Prepare concise lender-facing materials describing the business, assets, financial characteristics and financing need.
- 08
Data Room
Organize diligence information into an efficient structure for financing-provider review.
- 09
Management Preparation
Help management understand the information being presented and anticipate common underwriting questions.
Data Room Preparation
A Data Room Organized for Institutional Underwriting.
Institutional financing diligence can involve substantial documentation. A well-organized data room can help potential financing providers efficiently understand the business, assets and financing opportunity.
Exact diligence requirements vary by financing provider and transaction. Gen Ventures organizes information; it does not perform legal diligence, legal review, audit, accounting review or compliance certification.
- 01Corporate Information
- 02Historical Financial Information
- 03Financial Model & Forecast
- 04Portfolio / Asset Data
- 05Existing Debt & Capital Structure
- 06Customer / Counterparty Information
- 07Policies & Procedures
- 08Material Contracts
- 09Insurance
- 10Compliance Information
- 11Management Information
- 12Financing Request
Financing Package Preparation
Present the Financing Opportunity Clearly.
Typical formats
- Financing Overview
- Lender Presentation
- Financing Package
- Institutional Financing Materials
- Company overview
- Business model
- Management overview
- Financing need
- Anticipated use of proceeds
- Historical financial performance
- Projected financial performance
- Asset / collateral characteristics
- Portfolio performance
- Concentration information
- Existing capital structure
- Contemplated financing structure
- Capital requirements
- Relevant business considerations
- Supporting diligence information
Data Tape & Portfolio Analytics
Turn Asset Data Into Institutional Analytics.
- Originations
- Outstanding balances
- Collections
- Repayment curves
- Delinquencies
- Defaults
- Recoveries
- Prepayments
- Vintage analysis
- Concentrations
- Weighted-average characteristics
- Portfolio yield
- Asset duration
- Geographic concentrations
- Counterparty concentrations
- Aging
- Eligibility assumptions
- Advance-rate scenarios
Analytics depend on available data and the characteristics of the applicable asset class. Not every analysis listed is relevant or possible for every portfolio.
AI Financial Modeling & Capital Planning
Understand the Capital Requirement Before Pursuing Financing.
Financial models are analytical tools based on information and assumptions provided by management and other sources. Model outputs are estimates, are not guaranteed and do not constitute a commitment to provide or arrange financing, investment advice or a credit decision.
- Expected capital requirements
- Timing of capital requirements
- Facility utilization
- Peak borrowing requirements
- Liquidity
- Growth funding requirements
- Collection timing
- Potential borrowing-base availability
- Financing assumptions
- Downside scenarios
The Financing Lifecycle
Prepare. Capitalize. Manage.
- 01
Prepare
You are hereInstitutional Readiness
Get ready for institutional financing.
- Financial Organization
- Financial Modeling
- Portfolio Analytics
- Data Tape
- Data Room
- Financing Materials
- 02
Capitalize
Capital Solutions
Evaluate and navigate commercial financing solutions.
- Capital Strategy
- Commercial Financing Alternatives
- Asset-Backed Financing
- Specialty Finance Facilities
- Financing-Source Identification
- Financing Process Support
- 03
Manage
Capital & Facility Management
Understand and manage capital after closing.
- Facility Utilization
- Borrowing Base Support
- Lender Reporting
- Liquidity Planning
- Capital Capacity
- Ongoing Advisory
Important Information
Gen Ventures provides financing-readiness and advisory services. Gen Ventures does not make credit decisions, determine whether a company qualifies for financing, or guarantee that any financing will be offered or obtained. Any financing is subject to the independent review, underwriting and approval of the applicable financing provider.
Assess Your Readiness